Brokers
Submit a deal. Get a term sheet today.
We're a direct lender — no brokering out, no committee delays, no verbal promises that disappear. Send us a clean scenario and we'll respond with a written term sheet the same business day: rate, points, term, LTV, broker fee, and closing timeline. In writing.
Why brokers come back
Your fee is protected — every time
Written into the term sheet from day one. We don't negotiate around you, contact your client directly, or reduce your fee at the finish line.
A decision, not a maybe
Same-day term sheet if we can do the deal. If we can't, we tell you why — so you can place it elsewhere without losing a week.
One contact, start to finish
Same person from submission through closing. No handoffs to processors you've never met.
We close when we say we will
1,238 closed loans, $525M+ funded since 2013. We know how to close fast and clean.
What we lend on
- —Fix & flip — up to 70% of ARV
- —Bridge & acquisition — 65–75% LTV
- —Cash-out refinance — up to 65% LTV
- —Ground-up construction — up to 65% LTC
- —Commercial bridge — mixed use, multi-family 5+
- —Rehab to hold — bridge with rental take-out path
What makes a fast yes
A clean one-page scenario is all we need. The deals that get same-day term sheets include:
Clear collateral — Address, property type, and current condition
Honest numbers — Purchase price or value, rehab budget, your ARV
Straightforward ask — Loan amount, use of funds, close timeline
Sponsor context — Entity type, brief background, credit score, and number of completed projects — we'd rather know upfront
Your fee — What you're expecting so we can write it in from day one
What you get back
A written term sheet — same business day — with:
Rate
Fixed for the loan term
Points
Origination charged to borrower
Term
Duration in months
LTV
Max loan-to-value
Broker fee
Your fee, in writing
Close date
A date we can actually hit
Questions before submitting?
Call (800) 990-2789 or email info@MCFmortgage.com — a real person answers.