# MCF Real Estate Capital
Direct private money lender, Bethesda MD. Founded 2013.

## What we do
- Bridge loans, fix-and-flip loans, commercial bridge loans, cash-out refinance, rehab & construction
- Loan range: $100,000 to $20,000,000
- Term sheets in 24 hours; closes in as few as 5 business days

## Investor products
- Mortgage Pool Fund: target 9.5–13.5% net annual return, diversified first-position real estate portfolio
- Trust Deed Investing: direct first-position loan ownership, deal-by-deal selection
- Compound annualized net return: 12.45% (2021–2025)
- Cumulative net return Jan 2021–Dec 2025: 79.76%
- Average LTV: 68.20%
- Zero investor principal losses since inception

## Track record
- Total loans funded: 1,238
- Total volume deployed: $525M+
- Average note rate: 8.59%
- Average effective rate (incl. fees/points): 10.51%
- Average borrower FICO: 742

## Requirements
- Accredited investors only
- Minimum investment: $100,000 (pool fund)

## Contact
- Phone: (800) 990-2789
- Email: info@MCFmortgage.com
- Address: 3 Bethesda Metro Center, Suite 700, Bethesda, MD 20814